Cross-Border Financial Planning

Simplifying financial complexities on both sides of the border.

As experts in cross-border financial planning, Plena Wealth Advisors specialize in handling complex issues that can arise when you have financial interests on each side of the border. A holistic and efficient approach to provide advice and ongoing management of U.S. and Canadian investment accounts. If you are a Canadian moving to the U.S. or an American moving to Canada, our cross-border financial advisor team can help you plan for a smooth transition.

We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for tailored cross-border financial planning. Wherever work or life leads you, we assist in managing your cash flow and allocating your resources, striving to help you reach both your short- and medium-term goals without endangering your long-term plans.

Looking for Cross-Border Retirement Planning Help?

Whether you have questions about your U.S. retirement accounts or have found out that your U.S. brokerage firms cannot hold IRAs, 401(k)s and/or Roth IRAs for people moving to or residing in Canada, Plena Wealth Advisors can help you maintain these accounts without any inadvertent tax consequences. Our cross-border financial advisors understand the complexities that stem from having ties to both Canada and the U.S. and work with you to develop tailored solutions to meet your needs. Whether that be transferring in, managing and investing IRAs, 401(k)’s or Roth IRA or determining what retirement will look like with our detailed cross-border financial planning, we are here to help you along the way. Do you have questions about your IRA, 401(k) or Roth IRA? Read our Cross-Border Retirement Planning Page for more information.

Optimize Your Retirement Assets with Cross-Border Financial Planning

Together, we uncover the answers, identify and address any concerns you may have and update your retirement plan to reflect your wishes. With the right plan, we bring your vision into sharper focus, so you can enjoy the lifestyle you want and deserve. Cross-border financial planning allows you to make the most of your retirement assets to create a steady and sustainable income stream. Think of this like pension type income from your retirement accounts. Focusing on long-term goals allows for diligent estate planning to ensure your legacy is protected and wishes are respected. Keeping you on track to pursue all you have envisioned from retirement.

Empower Your Financial Future with Cross-Border Financial Planning

Plena Wealth Advisors specialize in handling the challenges that arise from cross-border investing and understand how the laws in each country will apply so that any cross-border tax planning is managed according to your unique situation. As your life changes, so will your plan. Keep in mind, though, that cross-border financial planning does not stop. It is a continuous process that goes on all the way through retirement. We will regularly review your plan and adjust along the way as needed. 

Unlock Financial Independence with a Cross-Border Financial Advisor

No matter what stage of life you are in, we can help you pursue independence, freedom and the things that matter most to you. Request a Discovery Session to help get you on your way to begin the process of simplifying your financial life with a cross-border financial advisor. Your journey begins now.

Information in this article is from sources believed to be reliable; however, we cannot represent that it is accurate or complete. It is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell securities. Raymond James advisors are not tax advisors and we recommend that clients seek independent advice from a professional advisor on tax-related matters. The views are those of Plena Wealth Advisors, and not necessarily those of Raymond James Ltd. Investors considering any investment should consult with their Investment Advisor to ensure that it is suitable for the investor’s circumstances and risk tolerance before making any investment decision. Raymond James Ltd. is a Member Canadian Investor Protection Fund.

Raymond James (USA) Ltd., member FINRA/SIPC. Raymond James (USA) Ltd. (RJLU) advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered.